Due to platform updates, online banking will not be available between midnight and 5am on Sunday, February 8th.

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spend smarter

At mph.bank, we believe in “Save First, Spend Smarter”. This approach isn’t just practical, it empowers you to achieve financial freedom and the happiness that comes with it.

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Investopedia, The College Investor, and WalletHub are all talking about mph.bank. These websites all provide financial information and resources to help individuals make informed decisions about their money.

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*The FDIC National Average APY for an interest-bearing checking account is 0.03% APY as of 7/2/2021. To earn 0.55% APY on your Spend account balance requires 15 monthly purchases per month using your mphCard.

All deposit products are provided by, and mph.bank is a brand of, Liberty Savings Bank, F.S.B. Member FDIC.