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Save, Manage, and Grow is a new app that helps you save, manage and grow your money with a generous rewards program for referring friends.

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Spend Wisely

  • No overdraft fees.
  • Special Limited Time Offer: Waive the monthly $9 fee* for the first 6 months of your new account.
  • Up to 0.55% APY* interest on your Spend account balances. That’s more than the FDIC national average for checking accounts*.
  • Never pay fees at over 55,000 free ATMs.
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monthly rewards for you & your friends*

Refer friends and you could earn a dollar for each person, up to six degrees of connections, every month*. It can add up!

Try our calculator and see how much you can make.

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Calculate Your Referral Rewards

First Degree Connections Number of people that open accounts using your referral code.

2nd-6th Degree Connections Average number of people who open accounts for each person in your network.

Percentage of People That Qualify Each Month

Rewards Results

$ *

*Requires 15 monthly purchases per month using your mphCard to qualify. $8,500 maximum monthly earnings in Referral Rewards. Calculated earnings are hypothetical or for illustrative purposes. Your results may vary. Please consult the terms and conditions.

Save for your goals

Once you are a customer, you can open a free add-on “Goals” or “savings” account.

  • “Round-up” makes it easy to save
  • Create goal accounts to help you save for what you want
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manage Your Money

  • Simple & robust money management tools.
  • See all your accounts in one place, even from other banks.
  • Budget and squeeze the most out of your money.
  • Pull your credit score, get the factors that impact your score, and what you can do to strengthen it.
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Strong Security

  • Multiple layers of security are built in to detect fraud and protect each account.
  • Your balances are FDIC insured.
  • .bank URL gives you additional security and peace of mind.
  • HTTPS SSL, and 256-Bit encryption.
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See What Others Have to Say:

“Simple and fun way to manage my money.”

Patrick B.

“My friends and I are making extra cash each month.”

Anna K.

“15 purchases with my mphCard each month does two things. It saves and makes me money.”

Ryan P.

Get The App Today

Enter your mobile number below and we will text you a link to the app.

*The FDIC National Average APY for an interest-bearing checking account is 0.03% APY as of 7/2/2021. To earn 0.55% APY on your Spend account balance requires 15 monthly purchases per month using your mphCard.