mph.bank will be CLOSED on Thursday, 11/11/21 in honor of Veteran's Day. We will re-open during regular hours on Friday, 11/12/21. Download our app or click here to login online.

Our Mission

mph.bank makes people happy by empowering them to achieve financial success.

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It’s An App

It is a unique app-based bank. Our state-of-the-art interface allows you to save, manage and grow your money with a generous rewards program for referring friends.

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Gives Value to Our Customers

mph.bank has been created by Liberty Savings Bank. Since 1889, Liberty Savings bank has a long history of offering products and services that deliver VALUE for all of the people we serve.

In 2018, Liberty Savings Bank created a team to launch mph.bank to offer value to a national audience vs just the communities located near our Florida branch network.

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We decided to create a bank that gives value to our customers instead of buying expensive media, building grandiose branches with coffee bars, or sponsoring gargantuan professional sports stadiums.

– mph.bank Team

Join Our Team

mph.bank was created with the mission of making people happy by empowering them to achieve financial success.

We have a talented, diverse, and inclusive team. Together, we have built an app that we think is special.

If you want to feel good every day and work in a family environment that values inventiveness, creativity, and hard work, we want to hear from you.

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Copyright © 2022, mph.bank, Powered by Liberty Savings Bank, F.S.B., Member FDIC, Equal Housing Lender. All Rights Reserved.
Web Design by Jetpack.

* Waive the monthly $9 fee* for the first 6 months you have your new mph.bank account. After the first 6 months, you must complete 15 debit card transactions (excluding ATM transactions) each month (between the 1st and last Business day of such month) using the mph.bank debit card linked to your account OR make monthly direct deposits of $500 or more to unlock these features: 0.55% Annual Percentage Yield (APY) on your Spend account balance up to $5,000 and waive the monthly $9 membership fee. The default rate, and for all balances above $5,000, is 0.00% APY. Fees could reduce earnings.
To earn monthly Referral Rewards, you must have 15 mphCard (debit) transactions (excluding ATM transactions) post each month (between the 1st and last business day of such month) using the mphCard linked to your account. After that, you will get paid one dollar ($1.00) each month for each verified referred connection (up to six degrees) that completes 15 mphCard qualified transactions each month using the mphCard linked to their account. Each member is limited to earning $8,500 referral rewards per month. See full account agreement information for additional terms and conditions.
The FDIC National Average APY for an interest-bearing checking account is 0.03% APY as of 7/2/2021.
Rates listed are effective 7.27.21 and are subject to change without notice. Some fees may apply, refer to our current Schedule of Fees. All deposit products are provided by, and mph.bank is a brand of, Liberty Savings Bank, F.S.B., Member FDIC.